Guangfa DIY credit card is a product aimed at young white-collar workers. With credit card discount, you can choose catering, entertainment, shopping and tourism, and you can accumulate three times the points for consumption, and then use the points to offset the consumption, or exchange the consumption for gifts. Guangfa diy card is also divided into gold card and ordinary card. The annual fee for a gold card is 80 yuan, with a credit line of1-50,000 yuan, and the annual fee for an ordinary card is 40 yuan, with a credit line of 30,000-1000 yuan. For first-time applicants, the success rate of applying for a universal card will be greater.