Generally, the special temporary limit of a credit card has a certain validity period. After the validity period expires, the temporary limit will be withdrawn and restored to the original fixed limit

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Temporary credit limit, as the name implies, refers to the credit limit that the bank temporarily adjusts to credit card holders. Generally speaking, the temporary credit limit is increased. If the fixed credit limit of your credit card is not enough (for example: decoration, travel, etc.), you can call the credit card center of the card-issuing bank and ask customer service to temporarily increase the credit limit within a certain period of time. The customer service will according to your request Use your card records to determine whether you can temporarily increase your credit limit. After the specified time, the credit limit will be adjusted back to the original fixed limit. Credit information Generally speaking, if your credit card usage record is good and there are no overdue or other illegal card usages, you can temporarily increase your credit limit. The range of the temporary credit limit increase is generally controlled to X times of the fixed limit. In addition, during fixed long holidays such as Christmas, New Year's Day, Spring Festival, and National Day, the bank's credit card center will actively adjust the temporary limit of the credit card. Generally, the temporary limit will be increased to X times the fixed limit for cardholders to use during the holidays. It will take approximately one month after the holiday to return your limit to the original fixed limit.

1. What does it mean for CITIC Bank to recover the special temporary quota?

The validity period of the special temporary quota is relatively short. If it is not used within the validity period, it cannot be used after the expiration date, which is equivalent to the recycling of the quota. This is the recycling of the special temporary quota. A special temporary limit refers to a credit limit given by a bank or financial institution to a cardholder that can be temporarily increased. This limit can only be used in designated scenarios. It is given by banks or financial institutions to cardholders with good credit. It cannot be applied for automatically and manual intervention is not possible.

2. What does it mean to recover the special temporary limit?

The special temporary limit refers to the credit limit granted by a bank or financial institution to the cardholder that can be temporarily increased. This limit can only be used in Transactions in specified scenarios, such as installment special quotas, can only be used for installment payments. The temporary quota has a short validity period. If it is not used within the validity period, it will expire and cannot be used, which is equivalent to the withdrawal of the quota.

It should be noted that special temporary limits are usually granted by banks or financial institutions to cardholders with good credit, and cannot be actively applied for, nor can manual intervention be performed.