The credit cards of CITIC Bank are divided into ordinary cards and platinum cards. The annual fees of different levels of cards are different. The annual fee of CITIC Bank Platinum Credit Card is mostly around 480 yuan every year. So how can cardholders avoid this 480 yuan?

How to avoid the annual fee of 480 for CITIC Platinum Card?

The annual fee of 480 for CITIC Platinum Card cannot be waived, because CITIC Bank stipulates that high-end credit cards with platinum level or above will be charged rigidly in the first year, and some cards can be redeemed for points in the second year, which means that fees must be charged.

1 elite level: 480 yuan in the first year of the main card, 60,000 points or 240 yuan+30,000 points in the following year, 240 yuan in the first year of the auxiliary card, and 30,000 points in the following year;

Level 1: 980 yuan in the first year of the main card, 250,000 points or 500 yuan+654,380,200 points in the next year, 480 yuan in the first year of the sub-card and 60,000 points in the next year;

3. Distinguished level: RMB 2,000 in the first year of the main card and RMB 450,000 in the following year, or RMB 220,000 in the first year and RMB 0,000+RMB 220,000 in the next year of the secondary card or RMB 0,000 in 500 yuan.

Please refer to the actual card for the annual fee of card products whose points cannot be exchanged.

China CITIC Bank Credit Card Annual Fee Collection Date:

1 The annual fee for the first year of Pujinka will be charged on the 30th day after the card is approved. If the card is not activated in the New Year, there is no charge, and it will be charged on the next annual fee day after the card is activated.

2. The annual fee date of Platinum Card (excluding the annual fee-free Platinum Card) in the first year is the activation date of the newly approved Platinum Card (a few customers are delayed by the system batch, and the annual fee date is T+ 1). The annual fee is charged at the same time when the card is opened, and the first year is calculated within one natural year from the activation date.

The above is the introduction of how CITIC Platinum Card is exempt from the annual fee of 480. I hope I can help you. Cardholders who cannot be exempted from the annual fee need to pay the annual fee in time, otherwise there will be a penalty interest after the deadline, which will also affect personal credit information.