The Shanghai Pudong Development Bank credit card does not accrue interest during the interest-free period. Interest will be calculated at a daily interest rate of 0.05% after the period.

Overdue credit card payments will incur late fees and interest. Late payment fee: A late payment fee of RMB 5 is charged based on the credit card bill; the minimum repayment of RMB 10,000 is RMB 1,000, and a late payment fee of RMB 5 for RMB 1,000 is a late payment fee of RMB 50. Interest: 5/10,000 interest per day on the entire bill; that is, if the installment amount is 10,000 yuan, no matter what the monthly repayment is after the installment, interest will be charged on 5/10,000 of the entire arrears of 10,000 yuan. , that is, the interest of 5 yuan per day increases rapidly. The amount is: late payment fee of 5% of the bill amount, 0.5% interest per day × number of days.

For overdraft consumption with Shanghai Pudong Development Bank’s credit card, the interest is calculated based on the daily interest rate of 0.05. If you use a Shanghai Pudong Development Bank credit card to withdraw cash overdraft, the interest will be calculated based on the daily interest rate of 0.05, but a cash withdrawal fee will also be charged.

SPD Bank credit card customer service hotline

021-38784988 or 400-820-8788. When dialing the above numbers and requiring manual service, you can select: 3-2 on the phone keypad to directly enter the manual service. After entering the manual service, you generally need to select the channel corresponding to the corresponding business according to the voice prompts. Only after selecting, the customer service personnel will answer.