Loan application conditions:

1. Chinese citizens who have a fixed residence in China, have a permanent residence in a local urban area, have full capacity for civil conduct, and are 18-65 years old;

2. Have a legitimate and good occupation with stable economic income, and have the ability to repay the principal and interest of the loan on time;

3. Abide by laws and regulations, and have no illegal activities or bad credit records;

4. The purpose of the loan is clear, complies with national regulations, and relevant certificates can be provided;

5. Other conditions stipulated by the bank.