Under normal circumstances, ICBC's credit card withdrawal amount is 50% of the credit card account amount. If the credit card amount is 2000 yuan, the overdraft withdrawal amount is 1 000 yuan. On the other hand, ICBC will not charge interest to cardholders on the day they use their credit cards to withdraw cash. General banks will charge a certain withdrawal fee. In addition, from the cash withdrawal date to the credit card repayment date, the cardholder also needs to pay five fifths of the daily interest.

ICBC will impose corresponding restrictions on cardholders every day, as follows:

1, domestic ICBC takes cash by credit card, and the daily overdraft amount of each card does not exceed RMB 2,000; The total amount of cash withdrawn from the bank atm every day shall not exceed 5000 yuan; The cash withdrawal amount at the bank counter shall not exceed 5,000 yuan; The cash withdrawal amount at the bank counter shall not exceed 2000 yuan for all overpayments.

2. If China Industrial and Commercial Bank credit card is used to withdraw cash from overseas, the cash withdrawn from the atm for each card shall not exceed USD 65,438+0,000 per day, USD 5,000 per month and USD 65,438+0,000 per half year.

Although cash withdrawal by credit card can meet customers' cash demand and provide cash withdrawal function, it does not enjoy interest-free period.