Here you want to find a credit reviewer from the Bank of Communications Card Center to answer. It is almost impossible, but you may encounter credit card customer service.

They will not tell you the specific details of the approval process.

Let me answer your questions

1 When you submit the application information to the credit card center, a file will be created;

2 The card center will issue A text message (the content roughly means that your card application has entered the review process);

3 The system will automatically review first, and only after passing the review will it enter the manual review (there is a scoring system);

4 Generally, within 3-15 working days, there will be three results in the card center review: direct rejection, telephone credit investigation, and no credit investigation approval;

5 Telephone credit investigation may also occur. There are several situations: approval of the card after the credit investigation, rejection after the credit investigation, and additional information from you (such as faxed documents, etc.) after the credit investigation.

Wish you a smooth approval of the card!