VISA credit card is a credit card jointly issued by the card-issuing bank and VISA International Organization. This credit card can be used at VISA authorized merchants around the world.

As long as the bank card with the VISA logo can be used within the VISA network coverage, VISA, like "UnionPay", does not itself issue cards. It represents a network that you hold. With a VISA card, you can perform card swiping services at ATMs and POS machines with the VISA logo.

Both debit and credit cards can have the VISA logo on them.

VISA credit card repayment method:

1. Repayment via counter deposit, online bank transfer; 2. Repayment via ATM, CRS transfer or CRS deposit; 3. Third-party payment transfer payment.

The order of repayment is: service fee; late payment fee; over-limit fee; interest; cash withdrawal; installment amount that has been carried forward; transfer; loan principal for consumption; and installment amount that has not been carried forward.