Credit cards are divided into dual-currency cards and RMB cards. The so-called dual-currency card is a credit card with the UnionPay logo, which can be paid by swiping through the UnionPay channel. Credit cards with the logo of other card organizations can be paid through other card organizations. Usually it corresponds to RMB+foreign currency account. The common dual-currency credit cards are UnionPay +Visa, UnionPay+MasterCard and UnionPay +JCB.

What's the difference between a dual-currency credit card and a RMB card?

Dual currency card is a bank card with both RMB account and foreign currency account. The card number of this card starts with 4 or 5, and there is a UnionPay logo in the upper right corner of the front of the card, and a VISA or MasterCard logo in the lower right corner.

RMB Credit Card According to international standards and public understanding, local currency credit card is an electronic payment voucher. Cardholders can obtain a certain credit line, which can be overdrawn or cashed first, and then repaid within the prescribed time limit, without interest.