China Bank Credit Card generally provides an interest-free repayment period of 20-50 days for overdraft consumption transactions. If the repayment is made in full before the interest-free repayment period, no overdraft interest will be charged; Those who fail to repay in full before the interest-free repayment period will not enjoy the interest-free repayment period, and overdraft interest will be collected according to the actual amount owed and the actual number of days owed from the transaction bookkeeping date. The overdraft interest rate is 0.5 ‰ of the daily interest rate, and the compound interest is calculated monthly. If you use China Bank's credit card for overdraft withdrawal, the overdraft interest shall be calculated according to the actual overdraft withdrawal amount and the actual number of days in arrears from the transaction bookkeeping date. The overdraft interest rate is 0.5 ‰ of the daily interest rate, and the compound interest is calculated monthly.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

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