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Why can’t I apply for a credit card if my ID card starts with 35220?

3522——The code of Ningde Region, Fujian Province

352201——Ningde City, Ningde Region, Fujian Province

352202——Fu’an City, Ningde Region, Fujian Province

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352203——Fuding City, Ningde Prefecture, Fujian Province

Hello, the inability to apply for a credit card is not a problem with the ID number, it is definitely not enough to meet other conditions for applying for a credit card.