Legal analysis: Liquidated damages write-offs are some activities of bank credit cards. Use bank funds to spend in advance and enjoy the interest-free period. This is a way to manage your finances. A credit card is not a savings card, and interest will not be charged on deposits made to the credit card. Credit cards can be used as payment tools and can be consumed directly through the card swiping machines installed by merchants or online payment platforms. Banks will also provide you with various forms of points, discounts, installments, draws, promotions and other activities. 1. Repay on the last day of the grace period. After the repayment is recorded, the system will automatically refund the liquidated damages collected. 2. The application for liquidated damages exemption through customer service staff was successful.

Legal basis: Article 489 of the "People's Republic of China and Civil Code" Where a commitment is made to make non-substantive changes to the content of an offer, the offer shall not be made unless the offeror expresses objections in a timely manner or the offer indicates the commitment. Except for any changes to the content of the offer, the commitment is valid and the content of the contract shall be subject to the content of the commitment.