If it is a China Merchants Bank credit card, it is counted as consumption. Online payments enjoy the same interest-free period as card purchases in physical stores.

The interest-free period refers to the cardholder repaying all the repayment amount before the due repayment date (inclusive). Consumer transactions that can enjoy interest-free treatment are from the bank recording date to the due repayment date. the time period in between. If the cardholder has insufficient repayment in the current period, and the unpaid amount does not exceed 10 yuan or 1 US dollar, no additional interest and late payment fees will be charged for consumer transactions that can enjoy interest-free treatment.

The maximum interest-free repayment period is 50 days, unless otherwise agreed between the card issuer and the applicant, but the maximum interest-free repayment period shall not exceed the maximum interest-free repayment period required by relevant laws and regulations. Interest repayment period.