Hello, the funds currently deposited in our credit card are interest-free, and relevant fees will be charged when you take them out. If you have any other questions, it is suggested to add "QQ" or "WeChat" to experience the function of the "micro-customer service" platform of the credit card, or telephone manual service consultation. Method 1: Search for "4008205555" among QQ corporate friends and add "China Merchants Bank Credit Card Center" as a friend; Or WeChat search for "cmb4008205555" and pay attention to China Merchants Bank Credit Card Center. Method 2: Please call the credit card customer service hotline 8008205555 (fixed telephone only) or 4008205555. The cardholder should directly enter the ID number and inquiry password-then select "9" to enter the manual service. Thank you for your attention and support!