to pay by credit card is simply to use the wallet that comes with the mobile phone to bind the credit card for payment. Pay consumption refers to a service mode that allows mobile users to use their mobile terminals to pay for the goods or services they consume. Pay payment on mobile phone is realized based on NFC function.

1. Europe is the second largest market except the American market. Although most European countries have joined the European Union, their payment habits are different.

1. PayPal and international credit cards (Visa, MasterCard, etc.)-the more commonly used payment methods in European countries;

2. QIWI, Yandex.Money and WebMoney—-the three most commonly used electronic wallets in Russia;

3. Przelewy24— is the mainstream online payment method in Poland;

4. iDEAL—-a local online banking transfer payment method in the Netherlands, which is widely used in cross-border transactions;

5. EPS—-Austrian online banking transfer;

6. Sofortbanking—-an online bank transfer payment method in Europe;

7. POLi-the leading online banking payment system in Australia and New Zealand. As long as consumers have a bank account supported by POLI, they can complete the payment;

8. Troy—-Turkish bank card payment;

9. Klarna—, one of the largest banks in Europe, provides direct payment, post-purchase payment and installment payment

1. Paysafecard—, an online prepayment method in Europe, is often used for game payment;

2. Asia-Pacific region

1. Alipay is the most commonly used online payment method in China;

2. Paytm— is one of the most popular e-commerce platforms in India and the largest e-wallet in India;

3. kakaopay—-one of the most popular mobile payments in Korea;

4. Webmoney—, one of the most popular online payments in Japan, currently cooperates with three major Japanese banks and convenience stores such as 711 and Quanjia.

5. e-ebanking— is a popular payment method in Vietnam, which supports 23 local banks in Vietnam;