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Will there be any charges if my credit card is blocked?

Yes.

First find out the reason why the credit card is frozen:

Generally, banks freeze the cardholder's credit card for the following reasons: serious overdue credit card, cash out of the credit card, Credit card fraud, etc.;

Serious credit card overdue situations lead to credit card freezing, and cardholders are frozen by the card-issuing bank because they fail to repay on time and are overdue for a long time or have a large overdraft amount;

Cashing out on a credit card results in the credit card being frozen, and cashing out on a credit card is illegal. After the credit card is issued, the bank will supervise and record the credit card transactions. Obvious credit card arbitrage behavior can be easily identified by the card-issuing bank. Once the card-issuing bank discovers that there is credit card arbitrage, the bank will freeze the credit card. In serious cases, the cardholder will be held criminally responsible;

Credit card fraud results in the credit card being frozen. After a credit card is stolen, in order to prevent further losses from the fraud, cardholders generally ask the issuing bank to freeze the credit card. , in some cases the issuing bank will take the initiative to freeze the credit card for the cardholder.

Credit card unfreezing:

If a credit card is frozen due to an overdue credit card, the overdue amount should be paid off as soon as possible. After paying off the credit card debt, the cardholder can call the credit card customer service center of the card-issuing bank. Explain the situation. Under normal circumstances, the bank will unfreeze the card. After that, the cardholder must repay every installment on time and avoid overdue payments, because overdue credit cards will be included in the personal credit system, and too many overdue times will affect future loan applications;

The freezing of credit cards caused by cashing out credit cards depends on the circumstances. If it is not a subjective cash-out but a cash-out that the bank mistakenly believes, the cardholder can call the credit card customer service center of the card-issuing bank to explain the situation and apply for unfreezing of the credit card;

If the credit card is frozen due to credit card fraud, it is generally handled in the fraud matter. After completion, the card-issuing bank will unfreeze it.