1. The credit card statement date means that the card-issuing bank will regularly summarize and settle the various transactions and expenses that occurred in your credit card account in the current period every month, and calculate the interest and calculate the total amount you owe in the current period. and minimum repayments, and a statement will be mailed to you. This date is the billing date of your credit card

Example:

The cardholder’s credit card billing date is the 1st and the due date for repayment is the 20th. Cardholders made purchases with their cards on November 5th, 12th, and 23rd. At this time, the bank will summarize and settle your expenses on December 1st, and at the same time send a statement via mobile phone text message or email.

2. Repayment date: For credit card non-cash transactions, the period from the bank accounting date to the due repayment date is the interest-free repayment period.

Extended information:

Credit card billing date:

The 10th of each month for Agricultural Bank of China is the billing day and cannot be changed

China Merchants Bank China Merchants Bank Credit Card currently provides statement dates on the 5th, 7th, 10th, 12th, 15th, 17th, 20th, 22nd and 25th of each month. Change it every six months

The monthly statement date of Bank of Communications is generated by the system. It can be changed once during the validity period of the card. The date is from the 6th to the 24th

CITIC Bank Modifications must be made within eight days before and eight days after the original bill date, and cannot exceed 20 days.

The 1st, 5th and 18th of every month of China Everbright Bank is the billing date and cannot be changed.

The billing days available for China Construction Bank include the 2nd, 5th, 7th, 10th, 12th, 13th, 15th, 17th, 19th, 22nd, 23rd, 24th, 25th, 26th and 27th of each month. Revised once every calendar year

Reference: Baidu Encyclopedia - Credit Card Statement Date

Baidu Encyclopedia - Credit Card Due Date