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How to calculate the installment payment fee for ICBC Love Card?
The installment rate varies according to the number of installments. The installment rate is 1% for the third installment, 2% for the sixth installment, 3% for the ninth installment and 4% 12 installment.

In addition, swiping a card will generate a credit card fee, which is generally paid by consumers, and merchants also have preferential policies. The specific handling fee depends on the POS rate of Suning Appliance.

When ICBC likes to buy cards in large quantities, the consumption funds will be deducted from the cardholder's credit card account in stages, and the cardholder will repay according to the amount recorded in the monthly account.

Extended data

According to different occasions, the installment payment of general ICBC credit cards can be divided into POS installment, "mail order installment" and billing installment through the Internet and mail.

Every consumption of 1 yuan is 1 minute, consumption of 1 Hong Kong dollar is 1 minute, and consumption of 1 dollar is 8 points, excluding the shortage of 1 yuan. The following transactions do not accumulate points:

Wholesale transactions: such as tobacco, beer, building materials wholesale, computer mall, etc.

Transfer transactions: such as loan deduction, automatic transfer of utilities, transfer transactions for purchasing securities or funds, insurance withholding, etc.

Professional transactions: such as hospital payment, provident fund payment, tax payment, school payment, insurance payment, real estate sales, car sales, online transactions, auction pawn, etc.

Stored value transactions: such as fuel card recharge, telephone charge recharge, prepaid recharge, etc.

Other transactions that should not accumulate points will not accumulate points.

References:

Baidu Encyclopedia-ICBC Credit Card