Since the card was mailed after the credit card application was approved, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from being stolen, credit cards have card opening procedures before they are officially opened. Card opening is mainly through telephone or internet. , check the relevant personal information provided at the time of application, and go through the card opening procedures after meeting the requirements. At this time, the applicant becomes the cardholder and can officially start using it after signing on the back of the card.
Telephone activated credit card
Take Bank of Communications as an example. When you receive the Bank of Communications credit card, you must activate it before you can use it. Here, the user is taught how to activate the mobile phone and set the transaction password.
China Merchants Bank credit card customer service phone activation process is as follows.
(1) Call the 24-hour customer service hotline displayed on the back of the credit card. After selecting the corresponding language, please enter the cardholder's card number and inquiry password.
(2) According to the voice prompt, select the card activation option under the menu of "Credit Card Activation and Password Management".
(3) Enter the last 3 digits printed after the signature column on the back of the cardholder's credit card, and press # to confirm.
(4) Enter the cardholder's home phone number and press # to confirm.
(5) Enter 6 digits as the cardholder's transaction password and press # to confirm.
(6) Enter the 6-digit transaction password again and press # to confirm.
(7) The transaction password is set successfully.
Activate credit card online
Take Bank of Communications as an example to tell you how to activate your credit card through the Internet.
(1) First log on to the credit card online banking page of Bank of Communications and enter the cardholder's card number and inquiry password.
(2) Please modify your query password in time after logging in.
(3) After the initial password of your credit card is successfully modified, please log in to online banking again.
(4) After logging in for the second time, please click "Credit Card Activation" and enter the last 3 digits printed in the signature column on the back of the credit card and your home phone number according to the page prompts.
(5) After successful activation, enter 6 digits as your transaction password according to the prompt.
(6) If you don't check the "password confirmation transaction" function on the application form, you can change the transaction mode to password+signature after setting.