After the loan expires, the principal and interest will be repaid in one lump sum. The repayment method of 365-day credit card loan is to calculate the interest according to the principal and interest of the loan and the borrowing time, and repay the principal and interest in one lump sum after the loan expires. Therefore, the 365-day repayment method of credit card is relatively simple, and it is only necessary to repay the principal and interest in one lump sum after the loan expires.