People sometimes get a supplementary card when they apply for a credit card. Supplementary cards can be given to their children or parents for the convenience of their families. What are the requirements for obtaining a supplementary credit card and how to handle it? Use it to look down.
There is an age limit for credit card holders.
Banks have age restrictions for credit card applicants, as well as for deputy card holders. Every bank is different. Minsheng Credit Card, CCB Credit Card 13 can apply for a supplementary card; China Merchants Bank Credit Card and Agricultural Bank Credit Card, age 14 can be handled; Most bank credit cards are only issued to applicants over the age of 16; The age requirements for compatriots from Hong Kong, Macao and Taiwan or foreigners are higher.
Handling of credit card secondary card
It will be much easier to handle the formalities of the credit card sub-card than the main card. If the main cardholder intends to apply for a secondary card when handling a credit card, he only needs to tick the column of applying for a secondary card and fill in the relevant information of the secondary card, and the secondary card of the credit card will be sent with the main card.
To apply for a secondary card after the credit card has been successfully processed, the cardholder of the primary card needs to go to the bank outlet to collect or download the application form in the bank official website, fill in the information in the application form, including the column information of the primary card and the secondary card, and the cardholder of the primary card and the secondary card can sign it separately. In addition, the deputy cardholder needs to provide a copy of the ID card and submit it to the bank staff together with the application form.
Making a credit card sub-card can well realize family financial management, the main cardholder can grasp the consumption information of the sub-cardholder in time, and the repayment of the sub-card can also be carried out by the main cardholder, which also saves the extra expenses brought by the transformation of family funds.
How about CCB credit card? Vice card
1. You need a family member or your own CCB master credit card to apply for a CCB secondary card.
2. The conditions for handling secondary cards are very low. As long as you have a main credit card, you can apply directly through CCB's mobile banking, and the review speed is also very fast.
3. High quota, low threshold and low interest rate
4. Only the credit card holders of the main card of China Construction Bank can handle the secondary card. When you have the main card, you can handle the secondary card directly at CCB.
5. In addition, if you apply for a supplementary card for your child, you need the child to be 13 years old.