Different application methods have different review and approval speeds. Generally speaking, they are divided into the following types: 1. Fill in the information application on the bank's official website, and generally receive the review notification within 7 working days. It will take another 7 working days to know the review result; apply on the Rong360 credit card website, which is the same speed as the bank's official website; submit the information application at the bank branch, which generally takes more than 15 days; because the branch branch has to mail your credit card application information to the head office credit card center.
1. How to check the review progress when applying for a Shanghai Pudong Development Bank credit card?
1. Log in to the official website of Shanghai Pudong Development Bank Credit Card. Under the "Application for Credit Card" tab, there is an "Application Progress Inquiry" section. Applicants can inquire by providing relevant information.
2. Call the official customer service hotline of Shanghai Pudong Development Bank Credit Card Center at 400-820-8788 or 021-38784988 to inquire about the application progress.
3. Follow the Shanghai Pudong Development Bank Credit Card Center on WeChat, enter the official account, select "Microservices" and then select the "Application Progress Query" menu to check the credit card application progress.
2. Annual fee policy for Shanghai Pudong Development Bank credit card
Currently, the annual fee policy for Shanghai Pudong Development Bank credit card is to waive annual fees in the first year, and a regular card will accumulate 2,000 points in the first year (accumulated consumption of 2,000 yuan is Yes; or you will get 5,000 points for the first time when the card amount is greater than 99 yuan) and the annual fee for the next year will be waived. Gold card holders who spend 5,000 yuan or more on their cards within 12 months after renewing the card in the following year will be exempted from the annual fee for the following year. (Except WOW card)
The Shanghai Pudong Development Bank Credit Card Center has officially adjusted the annual fee exemption policy for some products starting from July 1, 2013. After the adjustment, cardholders will enjoy the following benefits: “Annual fee exemption for the first year , consume 6 times a year and get free of annual fees for the next year.” At the same time, the original annual fee exemption policy will be terminated.
3. How to apply for a large-amount credit card of Shanghai Pudong Development Bank
Currently, there are two types of high-end large-amount credit cards of Shanghai Pudong Development Bank:
1. Six things before applying for a debit card customer Within the month, the average daily bank deposits were 8 million yuan and account deposits reached 4 million yuan. You cannot apply at Shanghai Pudong Development Bank branches or online. When your bank deposit reaches this amount, Shanghai Pudong Development Bank financial consultants will recommend that you purchase some financial products and then help you apply for this credit card. The amount is probably between 500,000 and 5 million. The annual fee is 10,000 yuan per year. That is to say, you need to deposit 4 million yuan and purchase Pudong Development Bank financial products before you can apply. This card can use 600,000 points to offset the annual fee for the following year.
2. Annual income is 250,000 yuan. Average daily assets within 2 months before application is 800,000 yuan. If you meet any of the conditions, you can apply to Shanghai Pudong Development Bank. The annual fee is 3,600 yuan per year for the main card. You can use 200,000 points to offset the annual fee for the next year. The amount is about 60,000 to 500,000.