1. Query the credit limit of the bank card. Check the credit line at the online bank or the counter to confirm whether your credit line is enough to pay. If the credit limit is not enough, you need to repay or increase the credit limit first to successfully complete the payment.

2. Call the bank customer service. If there is no online banking or counter, you can check the credit card limit through the bank customer service phone. The customer service staff will further understand the situation and then inform the credit card limit that can be set.