Category: Business/Financial Management >> Banking

Problem description:

I don’t need any overdraft limit, just a credit card!

Analysis:

Application conditions for personal cards

Since different types of bank cards have different functions, the qualification requirements for applicants are also different when applying. of. Basic conditions for personal credit card application:

(1) Urban and rural residents who are over 18 years old, have a fixed occupation and stable income, and have a permanent residence in their workplace and household registration;

( 2) Fill in the application form and have it signed by the cardholder;

(3) Provide the card-issuing bank with copies of the identity cards of the cardholder and the supplementary cardholder and the guarantor; (China Merchants Bank)

Foreign and overseas personnel and active military officers who receive the card in their own name should provide a temporary household registration issued by the local public security department or a certificate issued by the relevant department. They must also provide a guarantee unit that meets the guarantee conditions or have a local household registration and work locally. guarantor.

Nowadays, there is basically no need for guarantee, but proof of employment and income are necessary