If you accidentally put the money in your credit card, you can take it out. The money overpaid by a credit card customer or deposited in a credit card account is called overpayment, which can be used for consumption or reserved for the next credit card consumption. If you put the money into your credit card in advance and don't spend it, you won't get the money. If you want it, you will charge a high commission.

You can transfer the overpaid money to a savings card, or you can go to an outlet to transfer money. You can also directly log in to online banking, mobile banking or credit card APP to transfer money, but there may be a handling fee. If you use a credit card directly, you will deduct the extra money before deducting the amount.

Credit cards do not encourage cardholders to make extra deposits. The original intention of credit card is to hope that the cardholder can spend by overdrawing personal credit, which is different from ordinary debit card. For banks, once the cardholder deposits the extra money into the credit card, the existing system of most banks does not distinguish the reasons for the cardholder to withdraw cash, and can only be charged according to the unified credit card withdrawal fee.

In recent years, many banks have greatly reduced the handling fee for cash withdrawal, such as China Merchants Bank and China Construction Bank, which are all 0.5%, and some banks, such as Bank of China and ICBC, even waive the handling fee in the case of local banks. However, some banks still carry out higher cash withdrawal fees, but there are still differences in different cash withdrawal methods.