The 5th day of billing date means that the issuing bank collects and settles all transactions and expenses of your credit card account in the current period on the 5th day of each month, calculates the total amount owed and the minimum repayment amount in the current period, and sends the statement. The 5th is the billing date of this credit card.

For example, the billing date of a credit card is the 5th, and the due repayment date is the 20th. June165438+1October 10, June 12, 30th. At this time, the bank will collect and settle the fees on February 5, 65438, and pass them at the same time. (Since the billing date usually indicates the billing date, the billing data is as of 23:59:59 the night before the billing date. That is, the consumption starting at 0: 00 am on the billing day will be included in the next bill.