You can use WeChat change to pay back credit cards, but there is a 0.1% handling fee for using WeChat to pay back credit cards, and the minimum handling fee is 0.1 yuan. If you are repaying your own credit card, the single limit is 50,000 yuan, and the monthly limit is 500,000 yuan; if you are repaying someone else's credit card, the single daily limit is 10,000 yuan, and there is no monthly repayment limit. People use WeChat to pay off credit cards , mainly using the savings card bound to WeChat to pay off the credit card and using WeChat change to pay off the credit card.

The steps to repay a credit card with WeChat change are as follows:

1. Log in to the WeChat app on your mobile phone;

2. Click "I" in the menu bar at the bottom of the WeChat page ;

3. Click the "Wallet" column on the personal account page;

4. Enter "Wallet" and click "Credit Card Repayment";

5. Select the credit card you want to repay and enter the amount to be repaid;

6. Select "Change" in the payment method and click "Repay Now" to repay the credit card changed by WeChat. When using WeChat change to return a credit card, you should also remember not to exceed the credit card's repayment period.

WeChat changes the payment limit to 200,000 per year. After the user reaches the limit, they can upgrade and change the payment service according to the page prompts, or withdraw the changes to the bank card to repay the credit card, or change the payment after January 1 next year.

After ordinary users reach the limit, the system prompts them to open an account. After opening, he can continue to pay with change. If the user does not receive the prompt, the WeChat version may be too low and needs to be upgraded to the latest version.

WeBank is China’s first Internet bank. It was jointly established by Tencent and other companies. Possess a financial business license issued by the Shenzhen Banking Regulatory Commission. It is a regular bank and easy to open.

But if you use WeChat to change payment, users have restrictions. You can click Continue Payment on the page and follow the prompts to upgrade and change your account. After the upgrade is successful, you can use Change Payment. Alternatively, users can also complete payment using a bank card.

Operating environment:

WeChat Version 8.0.15