Hello, regular credit card applications are completely free and no fees will be charged. Please be careful if you encounter charges.

There is no fee to apply for a credit card. After the credit card is applied for, if the number of uses is not enough, the bank will generally charge the user a certain annual fee. The charging standards of each bank are different, and the standard card is generally 50 yuan per year.

If you want to deposit money into a credit card, there is no handling fee, but a 1% handling fee will be charged for cash withdrawals. Therefore, I Love Card recommends that cardholders should not deposit money into their credit card. For cash and deposits, you still need to use a debit card.

At present, most banks stipulate that deposits and withdrawals in other places must charge handling fees. Only ICBC does not charge for deposits in other places.