If the Agricultural Bank of China card cannot be used to transfer money at the ATM, it is probably because you have not signed a contract with the branch to activate the transfer function. This will happen with cards issued after 2009. Of course, you can't transfer it if you go to a credit union. \x0d\Solution: \x0d\1 There are three ways to repay the Agricultural Bank of China credit card. 1. Go to the branch to sign up for your debit card, sign up for the self-service transfer function, set the transfer limit, and then transfer it at the branch or on a machine. 2. Open online banking and repay online at any time. 3. Take out the cash and transfer the money according to the account number at the branch or deposit machine. \x0d\There are two ways to repay non-Agricultural Bank of China credit cards: 1. Open online banking for inter-bank transfers. 2. Take the money out and deposit it in cash at the bank where the credit card belongs. Of course, you can wire transfer at an Agricultural Bank of China branch, but it’s a bit troublesome and not recommended.