What credit card limit is not shared?
In many banks, all credit cards in a personal credit card account share a credit line. Unless a credit card has a separate account, it will not share the credit line with a personal account, but there are still few credit cards with independent credit lines.
For example, ICBC's international credit card quota is not shared, and there is no sharing between RMB credit cards with prefix 4 and RMB credit cards with prefix 6; Ping An Bank's RT Mart card has an independent quota, and China Merchants Bank's platinum installment card; And most of the co-branded cards, the most typical one is the Meituan co-branded card, no matter which bank is independent.
Where many people are worried about quota sharing, they still want to increase the available quota of credit cards. In fact, this does not have to be done with multiple credit cards. You know, a credit card can have two lines at the same time, one is a fixed line given by the bank and the other is a special line, which are independent of each other.
Cardholders of China Merchants Bank can have their own credit card limit and have the opportunity to obtain e-credit limit, so the total available limit will become more. However, it is difficult to obtain a special quota. Banks usually adopt an invitation system, and only high-quality cardholders have the opportunity to obtain it.
Finally, I would like to remind everyone that no matter whether the credit card limit is independent or shared, everyone should not blindly pursue a high limit to meet their own consumption needs and do what they can, otherwise there will be a credit crisis.