However, it will have an impact on Zhima credit points. It is best to repay on schedule. Alipay, Ant Huabei and Jiebei are also equivalent to credit cards. What matters when using them is credit. Overdue payments will definitely have an impact on credit points. of.

Only borrowing money directly increases your credit score, and overdue payments will definitely have an impact on your credit score. If Huabei is one day overdue, you need to pay one day's handling fee. After the Alipay Huabei repayment is overdue, there will be overdue interest of 0.05% per day, calculated on a daily basis

Extended information:

Notes on overdue payments:

Expired within 7 days: This flowering period can be used normally. The company will charge a certain overdue fee from the date of overdue payment. Overdue fees will be charged at 0.05% of the unpaid amount per day. The calculation formula is: overdue interest = amount payable * 0.05% * number of overdue days. As long as the repayment is made at this stage, Zhima's credit score and the number of Huabai may be reduced, but it will not affect the continued use of Huaibai.

Expiration in 7-30 days: This period cannot be used normally. However, when reimbursing at this stage, you can apply for reopening or restoring the limit, but whether the restoration is accurate depends on the system notification.

Overdue for more than 30 days: Baidu cannot be used for a long time. If you have a good credit record for subsequent online purchases, the minimum limit can be 1 year, and the maximum limit can be 3-5 years, and the Baibai quota may be reopened.

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