CCB V3 is a 3-star customer. CCB’s Star Points are based on comprehensive business volume. Star points can be obtained by handling deposits, loans, investment and financial management, card consumption, remittances, and off-site deposits and withdrawals at CCB. According to different types of products, the monthly and daily average balance, transaction amount, consumption amount, etc. are used as the basis for calculating the star point value. When the star point value reaches the three-star standard, you will be upgraded to a three-star user. At present, China Construction Bank has seven stars, from high to low: seven-star, six-star, five-star, four-star, three-star, two-star, one-star, and star point. Customers with a value of 0 are unrated. Customer star rating is assessed on a daily basis, and the system will rate your star rating based on your accumulated star points in the last six months (including the current month). You can upgrade if you meet the upgrade standards.
1. China Construction Bank
China Construction Bank has a broad customer base and maintains banking business relationships and marketing networks with many large enterprise groups and leading enterprises in strategic industries of the Chinese economy. Covering major areas of the country. On June 30, 2016, the British "Banker" magazine released the "Ranking of the World's 1,000 Largest Banks", and China Construction Bank ranked second. In February 2017, Brand Finance released the 2017 Global Top 500 Brands list, with China Construction Bank ranking 14th. In 2018, it ranked 31st among the Fortune Global 500.
II. Products and Services of China Construction Bank
1. Personal housing loan business
Personal housing loan business refers to China Construction Bank or China Construction Bank accepting entrustment to Loans issued to natural persons purchasing, constructing, and overhauling various types of houses in cities and towns in mainland China. China Construction Bank's personal housing loan business mainly includes self-operated personal housing loans, that is, personal housing mortgage loans (including personal first-hand housing loans, personal re-trade loan housing loans, that is, second-hand housing loans, personal commercial housing loans, personal housing mortgage loans, etc.) , provident fund personal housing loans and personal housing portfolio loans.
2. Credit card business
As one of the earliest state-owned banks in China to issue credit cards, China Construction Bank already has many types of credit cards. The credit cards issued by China Construction Bank are all named "Dragon Card". The types of Dragon Cards that have been publicly issued include: Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Car Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, CCB VISA Ming Card, eLong Changxing Dragon Card, Mango Travel Dragon Card, Dragon Card (Master Cup) Tennis Card.
3. Silver Star International Money Transfer
CCB Silver Star International Money Transfer Business is a personal international money transfer business jointly launched by China Construction Bank and Silver Star International Money Transfer Company. Upon entrustment by customers, CCB provides small-amount international remittance business through Silver Star Express Company to pay personal overseas foreign exchange remittances or remit personal foreign exchange funds overseas.