Interest = 5000 × 0.05% of total consumption × days from billing date to first repayment date+unpaid amount (5000-4000)×0.05%× days from first repayment date to second repayment date.

As long as there is no full repayment in the current month, the bank will charge five ten thousandths of daily interest on all overdrafts from the bookkeeping date to the repayment date until the principal and interest are fully paid off.

The minimum repayment amount includes a certain proportion of the accumulated outstanding principal of consumer transactions, all expenses, interest, cash principal borrowed in advance, the amount owed beyond the credit limit, other money owed by the cardholder as stipulated by the bank, and the sum of the unpaid part of the minimum repayment amount last month.

Extended data:

Relevant provisions of the credit card charter

If the individual cardholder chooses the repayment method of the agreed account, the bank will deduct the corresponding amount from the individual bank settlement account designated by him on the due repayment date to repay the arrears of his Longka credit card account. If the corporate card holder chooses the repayment method of the agreed account, the bank will deduct the corresponding amount from the designated corporate card account on the due repayment date.

For the money returned by the cardholder, the bill is paid first, and then the bill is not paid, and the arrears are paid item by item in the order of cost, interest and principal. If the overdue payment exceeds 9 1 day (inclusive), the arrears shall be paid off item by item in the order of principal, expenses and interest.

China Construction Bank-Credit Card Articles of Association