if the overdue debt is paid, the credit card is in a risk control state, or the available amount is displayed as , the user can't continue to use the credit card, and the user can't use it until the credit card returns to normal. Therefore, after the credit card is overdue, the user must repay it as soon as possible, which is conducive to the early recovery of the credit card and reduces the negative impact of overdue records.
never stop paying back the money. Since then, the bank can't contact you. Because credit card arrears, interest and interest are terrible, even borrowing 5 thousand, it is possible to repay 5 thousand after two years, and the bank will sue and let the court enforce it; If overdue records are generated, then ensure that no overdue records can be generated in the next five years. After five years, overdue records will be cleared. At the same time, if you want to buy a house or other personal credit information, you can consider negotiating with the bank to show you a statement of non-malicious overdue records, which will also ensure that the bank will lend you money.