In other words, China Merchants Bank credit card installment payment can be paid off in advance, but because China Merchants Bank credit card installment payment service fee is a one-time charge. When consumers choose to pay by installment, the down payment or installment fee will be paid in one lump sum. It should be noted that after some banks choose to prepay, they will extract the rewards related to previous marketing activities, including but not limited to commission discounts, and pay attention to the calculation rules when prepaying. Generally speaking, China Merchants Credit Card can still be paid off in advance by installments. Users can apply directly to the background of China Merchants Bank after they need to repay in advance. However, it must be said that after the one-time repayment application is passed, the outstanding installment payment and the remaining unpaid handling fee must be paid off in one lump sum, and the installment handling fee collected will not be refunded.
: 1. After successfully applying for a credit card, users can spend money by swiping it. Credit card holders spend a lot of money using China Merchants Bank's credit cards. If they can't pay off their debts in a short period of time, they will choose to repay them by installments, and then repay them in advance when they have money in their hands. Many people who use credit cards like to choose repayment after spending a lot of money to reduce the pressure of monthly repayment.
China Merchants Bank is headquartered in Futian District, Shenzhen. On April 9, 2002, China Merchants Bank A shares were listed on the Shanghai Stock Exchange. On September 8, 2006, China Merchants Bank began its public offering in Hong Kong, issuing about 2.2 billion H shares and raising HK$ 20 billion. It was listed on the Hong Kong Stock Exchange on September 22. The net capital exceeds 290 billion, and the total assets exceed 4.4 trillion.