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What is China Railway Yintong Card, how to handle it, where to handle it, and what are the conditions for handling it?
China Railway Yintong Card is a consumer card jointly launched by China Railway Corporation and Bank of China.

According to the Articles of Association of China Railway Yintong Card

Chapter two? Purchase conditions and procedures

Article 9? Individuals who voluntarily abide by the Articles of Association and have full capacity for civil conduct may apply for China Railway Yintong Card at the card sales outlets with valid identity documents. If someone else is entrusted to act as an agent, the card purchaser must show the valid identity documents of himself and the card purchaser to the card selling outlets.

The range of valid identity documents used when purchasing a card:

(1) People's Republic of China (PRC) second-generation resident identity card;

(2) Hong Kong and Macao residents travelling to and from the Mainland;

(3) mainland travel permit for taiwan residents;

(4) A valid passport that can be used as required.

Extended data

According to the Articles of Association of China Railway Yintong Card

Chapter five? Card replacement, card return, loss reporting and card replacement.

Article 14 When the China Railway Yintong Card expires or is damaged and cannot be traded, the cardholder can replace the valid identity documents used when purchasing the card at the designated card selling outlets. If the chip of the original card is damaged during card replacement, the balance of the online account of the original card will be directly transferred to the online account of the new card, and the electronic cash balance of the new card will be zero. The electronic cash balance of the original card will be automatically transferred to the online account of the new card after 3 days from the date of replacement.

Article 15 When returning the card, the cardholder must go to the designated card selling outlets with the valid identity documents used when holding and purchasing the card. If the chip is damaged when returning the card, the cardholder should register the bad card at the designated card selling outlet and refund it after 3 days. ?

Article 16 When a cardholder changes or returns a card, if the cardholder's information is unrecognizable due to card damage, the cardholder can't change or return the card, and the card sales outlets will report the loss.

Article 17? China Railway Yintong Card only supports online account loss reporting. If the cardholder loses the card, he should immediately call the customer service number (4008-368-368) and handle the temporary loss reporting with the password of the online account, and go through the formal loss reporting procedures at the designated card sales outlets within 5 days from the date of handling the temporary loss reporting; Or the cardholder can go directly to the designated card selling outlets to go through the formal loss reporting formalities with the valid identity certificate used when purchasing the card.

It will take effect when the loss reporting procedure is completed. The cardholder is responsible for the transactions of his online account before the loss reporting procedure takes effect, but not after the loss reporting procedure takes effect, unless the cardholder commits other dishonest acts such as fraud, collusion with others, or refuses to cooperate with the card issuer to conduct relevant investigations or provide relevant certificates. In this case, the card issuer will not bear any responsibility, and all losses will be borne by the cardholder.

China Railway Yintong Card does not support electronic cash loss reporting, and the losses caused by electronic cash after the card is lost shall be borne by the cardholder.

Article 18? If it is necessary to apply for a replacement card after the official loss is reported, the cardholder must go to the designated card sales outlet with the valid identity certificate used when purchasing the card. When the card is reissued, the balance of the online account in the original card is directly transferred to the online account in the new card, and the electronic cash in the original card is not reported as loss, and the balance of the electronic cash in the new card is zero.

? Baidu Encyclopedia-China Railway Yintong Card

? China Railway Yintong Payment Co., Ltd.-Articles of Association of China Railway Yintong Card