How to use the Bank of Communications card swiping bonus

Nowadays, each bank's credit card basically has its own exclusive activities. The card swiping bonus is the reward benefit provided by Bank of Communications to its credit card users. Users who use Bank of Communications card swiping funds can directly use their card swiping funds to deduct the transaction principal when swiping their cards for consumption.

When the Bank of Communications credit card is used, the system will automatically deduct it within three working days after the cardholder swipes the card for consumption, and Bank of Communications will return the transaction amount deducted by the card credit to in the cardholder’s credit card account. For example, if a cardholder has a credit of 100 yuan and spends 200 yuan with a credit card, he or she needs to pay a consumption limit of 200 yuan. Within three working days, Bank of Communications will return the credit amount of 100 yuan to his or her account.

When using credit card credits, they generally have a scope of use and a period of use. Therefore, if users obtain credit cards, they must pay attention to their rights and interests to avoid expiration of the credit card credits. In addition, Bank of Communications card payment cannot be transferred or used to offset credit card handling fees, return bills, etc., and can only be used for consumption supported by Bank of Communications.

Scope of use of Bank of Communications card swiping funds

Bank of Communications’ card swiping funds are not supported by all purchases. They have a certain range of use. Generally, merchants that cooperate with Bank of Communications can use them. Different The applicable scope of card types is also different.

Bank of Communications’ card swiping credits can be used at merchants participating in Bank of Communications’ “Redtest Friday” activities. In addition, card types such as Walmart co-branded cards can also be used for swiping credits at corresponding merchants. use.

The Bank of Communications’ card credit sometimes has different scope of use due to different activities. Therefore, after receiving the card credit, users can carefully check the activities and usage rules. The usage rules will introduce the scope of use. Clearly, the merchants that can use credit cards will also be listed and displayed.

How to obtain the Bank of Communications credit card credit?

Because the Bank of Communications credit card credit can be directly deducted and used, Bank of Communications credit card users will also want to obtain the credit card credit through various channels. . The main ways to obtain card swiping gold are to obtain activities and redeem points.

Activity acquisition:

Bank of Communications holds the "Redtest Friday" event every year, which includes the activity of giving away credit card credits. As long as you meet the requirements of the activity, you can receive the card credit. The card swipe bonus obtained by participating in this activity can be returned at 5% of the card swipe bonus as long as the consumption requirements are met.

Bank of Communications also has a card swiping bonus activity for new users. Generally, as long as you meet the event conditions within the limited activity period, you can receive a 50 yuan card swiping bonus. Specific activities need to be subject to actual conditions.

If you want to get credit card bonuses through activities, you can pay more attention to the credit card activities launched by Bank of Communications every month. If the activity is suitable for you, you can participate in receiving credit card bonuses.

Points redemption:

Some of the credit cards designated by Bank of Communications can obtain card swiping credits through point redemption, such as Lotte Mart Credit Card, Golden Eagle Credit Card, etc. Users can redeem the swipe card Check whether your card type meets the redemption conditions in the gold details. Users who meet the conditions can use points to redeem.