1. According to the inquiry of China Travel Service. Frozen overseas accounts: overdue credit card accounts will be frozen and payment and transfer cannot be made. When going abroad, cardholders need to pay by credit card, which will bring trouble to cardholders.
2. Leave a bad credit record: the bank will submit the record of overdue credit card to the credit information center, which will have a great impact on the credit score of the cardholder.
3. Collection: When the cardholder goes abroad, the bank will still take a series of collection actions, which will cause unnecessary troubles and troubles to the cardholder's overseas life.