Reliable. Have a business license issued by the local administration for industry and commerce, and operate legally within the business scope. Yin Gui Rural Bank was established in 20 19, with 5 1% of the shares held by Guangxi Guilin Bank Co., Ltd., and was jointly funded by the State-owned Assets Supervision and Administration Commission of Shenzhen Baoan District and the collective economic organization of Shenzhen Baoan District.