The credit card installment plan is to repay the next month. The current month repayment is the remaining amount after applying for the installment bill. The first installment of the installment bill will be repaid starting from the next month, and so on. The user applies for bill installments in the current month, and the first installment bill will be credited to the next installment of the credit card, so repayment starts from the next installment.

If you want to reduce the repayment pressure this month, you can choose the minimum repayment, which can repay part of the principal and interest without causing overdue payment.