What's the difference between ICBC savings card number and credit card number?

ICBC number 14- 16 card is generally a credit card, and 19 card is an E-era card or a smart card.

Credit cards usually start with card numbers 3, 4, 5 and 6 (except international debit cards);

Smart card or electronic time card: start with 955880, 95588 1, 955882, 622200, 622202, etc.

Financial Gold Card or ICBC Financial Gold Card: starts with 955888, 622208, 62 1288, etc.

Extended data

1. The numbering codes on hard cards issued by banks and the business number segments between commercial banks have uniform provisions. The first six digits of the card number represent the identification code of the issuing bank, also called BIN number, and different BIN numbers represent different bank card organizations and card levels.

2. To receive foreign exchange, provide the other party with a card number of 19. Credit cards have separate currency cards and dual-currency cards, and even dual-currency cards have different foreign currency cards, so ICBC usually does not use credit cards to receive foreign exchange.

3. Credit cards are divided into credit cards and quasi-credit cards according to whether the reserve funds are deposited in the issuing bank. Credit cards do not need to deposit reserve funds in advance, and banks directly give a certain credit line, which can be used first and then repaid.

For quasi-credit cards, you need to deposit a certain amount of reserve fund according to the requirements of the issuing bank, and then when the reserve fund is not enough, you will start to overdraw the credit card. Generally, ICBC's debit cards deposit first and then consume. Without overdraft function, it can be used for transfer settlement, cash deposit and withdrawal, shopping consumption, fund transaction and payment.