How to cancel Everbright Bank credit card? Things you must know about cancellation

If your credit card is not used for a long time, it is best to cancel it, otherwise it will easily cause security risks. Today I would like to introduce to you how to cancel your Everbright Bank credit card and what you should pay attention to when canceling it.

There are only two ways to cancel a credit card, and the same applies to Everbright Bank credit cards: first, call customer service to apply for cancellation of the card; second, go directly to the bank counter to complete the cancellation procedures.

How to cancel Everbright Bank credit card? The specific process is as follows:

1. Customer service phone logout

The cardholder dials 95595 or 4007-888-888, and after the call is answered, enter the corresponding number key operation according to the voice prompts; or enter Press the numeric key "0" to switch to manual service and directly submit an application to cancel the credit card to customer service.

2. Cancellation at a bank outlet

The cardholder brings his or her valid ID card and credit card to any branch of China Everbright Bank and goes through the credit card cancellation procedure at the counter.

If the cardholder accidentally loses the credit card, the card can only be canceled at a bank outlet.

Many people do not understand the difference between canceling a card and canceling an account. If the cardholder only has one Everbright Bank credit card and chooses to cancel the card, the bank will handle the account cancellation procedures together. Applying for a card after half a year is considered New account; If the cardholder has multiple credit cards and wants to cancel one of them, then, without special requirements, the bank will only cancel one card, but the main card will be canceled, and the supplementary cards will also be canceled.

In addition, you need to pay attention to the following matters before canceling your Everbright Bank credit card:

1. Make sure there are no excess deposits and arrears in the card. Any excess deposits can be withdrawn through ATM or counter. The payment and recovery handling fee is 1% of the transaction amount, with a minimum of 3 yuan per transaction and a cap of 200 yuan.

2. Make sure there are no unused points in the card. After canceling the card, the points will also be cleared. You can use or transfer the points before canceling.

3. After the Everbright Bank credit card is cancelled, you can apply for reinstatement of the card, and there is no need to apply again.

4. After canceling a credit card, the magnetic stripe of the card should be cut off or punctured to prevent it from being used by unscrupulous people.

If you want to cancel your credit card because your credit card limit is too low, you don’t have to go to this step. You can click on "Everbright Bank Credit Card Limit Adjustment Methods and Tips" to increase the limit.

How to cancel Everbright Bank credit card?

After opening the credit card, you don’t want to use it, or you decide to give up after using it for a period of time. At this time, you need to cancel the credit card. Below, I will talk about how to cancel the Everbright Bank credit card for Jintou Credit Card?

1. How to cancel your credit card at China Everbright Bank

1. Cancellation at a bank branch

You can directly cancel your credit card at a branch of China Everbright Bank, bringing To cancel the credit card and your ID card, just go to the branch to handle it.

If the cardholder accidentally loses the card, he or she will generally need to issue a certificate, apply for a new original credit card, and then go through the card cancellation procedure again.

2. Log out by phone

You can call China Everbright Bank’s customer service hotline at 95595 or 4007-888-888. After the call is answered, enter the corresponding number key operation according to the voice prompts. Or enter the numeric key "0" to switch to manual service, and complete the cancellation of the credit card with the help of the staff. This way of canceling a credit card is more convenient and faster.

2. Notes on Cancellation of Everbright Bank Credit Cards

1. Users who hold the main credit card can generally apply to cancel the main card or a specially designated supplementary credit card to cancel the main card. Then the additional cards will be canceled together.

2. When canceling a credit card account, you must first pay off the overdraft fees, interest, and handling fees in a timely manner.

3. Cardholders should keep their credit card with them when applying for credit card cancellation.

4. When applying for Everbright Credit Card account cancellation, if there is an overpayment in the card, you need to withdraw the overpayment before applying.

Overpayments from Everbright Bank's credit cards cannot be transferred to debit cards. Cash can be withdrawn through ATMs or counters. The handling fee for claiming overpayments is 1% of the transaction amount, with a minimum of 3 yuan per transaction and a cap of 200 yuan.

3. How long does it take to apply again after the Everbright Bank credit card is canceled

Generally speaking, you can apply again after half a year after the credit card is canceled. However, after the Everbright Bank credit card is cancelled, you can apply to restore the card without having to apply again.

But I recommend that you submit a credit card application three months after canceling the credit card, so that there will be no suspicion of malicious card opening.

The above is the content I introduced to you about "How to cancel Everbright Bank Credit Card?" from Jintou Credit Card. I hope this article I compiled will be useful to you. If you want to know more about credit cards, it is recommended to pay attention to Jintou Credit Card!

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How to cancel Everbright Bank credit card

First of all, if you want to cancel your credit card, you need to check whether your credit card meets the following three requirements in advance:

1. All credit card bills have been paid, and there are no outstanding balances or unpaid additional charges (such as annual fees, etc.).

2. There is no excess deposit in the credit card. If there is excess cash in the credit card, it needs to be withdrawn in advance.

3. The bank supports credit card holders to apply for account cancellation.

If all the above three points are met, you can cancel the credit card through the following methods:

1. Cancellation by phone: The cardholder only needs to call the customer service hotline of Everbright Bank to apply for credit card cancellation. That’s it.

2. Online cancellation: Cardholders can log in to the official website of Everbright Bank to handle cancellation business.

3. Third-party cancellation: Cardholders can cancel their credit card through China Everbright Bank’s mobile APP.

There are many ways to cancel the credit card of China Everbright Bank:

1. Cancellation at the business outlets of China Everbright Bank

China Everbright Bank is one of the few companies that can cancel the credit cards at its business outlets. Credit card bank, this is the most convenient and safe way to cancel a credit card.

You can go directly to a branch of China Everbright Bank to cancel your credit card. Bring the credit card you want to cancel and your ID card and go to the branch to apply.

2. Cancellation of Everbright Bank Credit Card by Phone

In addition to canceling your credit card at a business outlet, you can also choose to use the Everbright Bank customer service hotline to cancel your Everbright Credit Card and call the toll-free customer service hotline of Everbright Bank , press 1-0 to receive manual service, and just ask Everbright customer service to log out for you. This way of canceling a credit card is more convenient and faster.

How to cancel the account of Everbright Bank credit card

In this convenient and fast life, more and more people have credit cards, and their use is becoming more and more popular. Some card holders After getting the credit card, people find that the credit limit is lower than they expected, so they no longer want to use the credit card and want to apply to cancel the credit card. So how do you cancel the account of Everbright Bank Credit Card?

1. Cancellation by phone: Cardholders only need to call the customer service hotline of China Everbright Bank to apply for credit card cancellation.

2. Online cancellation: Cardholders can log in to the official website of Everbright Bank to handle cancellation business.

3. Third-party cancellation: Cardholders can handle credit card cancellation through Everbright Bank’s mobile APP.

The above is an introduction to the account cancellation method of Everbright Bank credit card.

How to cancel the Everbright Bank credit card

1. You can cancel the card by phone.

The Everbright Bank card can be canceled by just calling. However, before canceling the card, you must first confirm that there is no balance in the account, and then call the Everbright Bank card customer service hotline 95595 and transfer to manual service to explain that you want to cancel the card. card.

2. You can directly go to the outlet to cancel the card.

You need to bring your ID card and bank card to the bank to cancel the card. Just write the account cancellation application.

3. You can go directly to the bank counter in person to cancel.

This is similar to canceling a card at an outlet. You need to bring your necessary documents, such as ID card.

China Everbright Bank (CHINAEVERBRIGHTBANK, Everbright Bank) was established in August 1992. It is a national joint-stock commercial bank approved by the State Council and approved by the People's Bank of China. It is headquartered in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 2010 and on the Hong Kong Stock Exchange in December 2013.

As of the end of June 2021, China Everbright Bank has established 1,299 branches in the country, achieving full coverage of the domestic provincial administrative regional service network. The institutional outlets radiate to 149 economic center cities across the country. In 2021 China Everbright Bank ranks 32nd in the "Top 1000 Global Banks" list, and 25th in the 2021 "Top 500 Global Bank Brand Value Rankings".

Accelerating the international layout, the Hong Kong Branch, Seoul Branch, China Everbright International, China Everbright Europe, and Luxembourg Branch have been opened for operation. The Sydney Branch has applied for the establishment. Social responsibility has become increasingly evident, and it has continued to support the "Mother's Water Cellar" for many years. Public welfare activities have a greater impact on society; China Everbright Bank ranked 49th in the "Ranking of the World's 1,000 Largest Banks" released by the British "Banker" magazine in 2017; It ranked 39th in the "Ranking of the World's 1,000 Largest Banks" released, an increase of 10 places compared with 2017.

On December 18, 2019, it was selected into the People’s Daily’s “China Brand Development Index” 100 list, ranking 73rd. In March 2020, it was selected as the 184th among the top 500 global brands in 2020. In April 2020, the Ministry of Finance approved Everbright Group to issue additional shares to Central Huijin Investment Co., Ltd., and Huijin transferred its 10.251 billion A shares of the company to Everbright Group.

Bank logo

Interpretation of bank emblem

Spread sunshine to thousands of families. Exposure to sunlight, green grass, and nature. Choosing China Everbright Bank means choosing a fashionable and comfortable lifestyle.

New Logo

The logo design of China Everbright Bank Private Bank is mainly composed of diamond graphics that shine with gorgeous luster, implying that product value and service quality are as solid and outstanding as diamonds; diamonds sparkle The purple light symbolizes the sense of value and respect presented by private banks in providing top-notch and customized services to high-end customers.

The diamond pattern is composed of the initial letters E and B of the English word "Everbright". On the one hand, it strengthens the association with the parent brand of Everbright and forms a parent-child brand association; on the other hand, it interprets the continuation of Everbright as always. The essence of sunshine quality service. The bow tie shape in the diamond pattern expresses the provision of top-notch supreme service experience to customers and embodies butler-style private banking services.

How to cancel Everbright Credit Card

1. The cardholder brings his or her ID card and credit card to a bank branch to cancel.

2. Dial 95595 or 4007-888-888 and follow the voice prompts to press the number keys or contact customer service to log out.

3. If the credit card is lost, the card cancellation procedure can only be processed at the branch.

The Everbright Bank Credit Card Center was founded in July 2003 and was officially established at the end of 2003. It is directly affiliated to the China Everbright Bank Head Office and serves as a national joint-stock commercial bank within the framework of state-owned holdings and international financial organizations’ participation. The credit card center for consumers.

Sunshine Credit Card provides a variety of repayment methods for you to choose from: branch counters, automated teller machines (ATM), self-service deposit machines (CRS), multimedia self-service inquiry machines, sunshine card automatic transfers, inter-bank transfers/remittances, Online banking repayment and telephone foreign exchange purchase and repayment make your credit card transactions more worry-free.

Feature Introduction

Password consumption, safe and reliable

Sunshine Credit Card has a unique password-based consumption function, making your card swiping safer and more reliable.

Reward customers and keep the excitement going

Sunshine Credit Card has specially designed a rich customer reward program, with various reward methods, so that every expenditure of yours can be rewarded and your life will be doubled. Wonderful. Detailed terms will be announced soon, so stay tuned.

One card with dual currencies, universally accepted

Sunshine Credit Card is a dual-currency credit card. You can swipe your card at designated merchants that accept VISA card services in more than 240 countries and regions around the world, and withdraw local currency at more than 840,000 ATM machines with the VISA logo around the world.

Overseas card payment in RMB settlement

Sunshine Credit Card has opened credit card RMB settlement business in Hong Kong, Macau, Singapore, South Korea, Thailand and other places, and can withdraw cash at merchants with the "UnionPay" logo or automatically Transactions conducted on board can be settled and repaid in RMB.

For transactions, China Everbright Bank will settle the transaction according to the exchange rate of the day. When withdrawing cash from overseas ATMs with the "UnionPay" logo, you need to pay a cash withdrawal fee of 1% of the transaction amount in RMB, with a minimum of 15 RMB.

Overseas consumption, domestic RMB repayment

When repaying overseas consumption with Sunshine Credit Card, you can apply over the phone to purchase foreign exchange repayment in RMB or repay directly in U.S. dollars, for you Eliminate the worries of insufficient foreign exchange and exchange.

Easily withdraw cash at home and abroad

You can withdraw RMB cash at Everbright Bank counters, ATMs or other bank ATMs with the "UnionPay" logo in China using your transaction password. You can also withdraw local currency at overseas ATM machines or bank counters with the "VISA" logo.

Multiple repayment methods

This is the end of the introduction about Everbright Credit Card cancellation and how long it takes to apply again after cancellation of Everbright Credit Card. I don’t know if you will find what you need. Got the information?