First, the expenses incurred by using credit cards, including the expenses of borrowing cash bank cards in advance (including annual interest and penalty interest, overdue handling fees for borrowing cash in advance, etc.). ) and other fees paid by credit cards, such as overdue fees.
Low-deduction or zero-deduction merchant consumption includes but is not limited to real estate, automobile sales, wholesale transactions, public hospitals, public schools, service charities and public utilities. The so-called deduction rate refers to the handling fee paid by merchants to banks when they swipe their cards, such as public hospitals, public schools, service charities and public utilities. The so-called deduction rate refers to the fees provided by the bank when the merchant swipes the card.
Other, other non-scoring consumption stipulated by the bank, most of which are formulated by the bank itself.