If the repayment is overdue 1 1 day, you can make a credit report. It will take some time to get back to normal, usually within 30-90 days after the deadline.

Detailed description:

The overdue repayment of 1. 1 1 day is long overdue. According to China's credit reporting system, banks and other financial institutions have the right to report overdue records to credit reporting agencies.

2. Credit institutions are responsible for collecting, managing and providing personal credit information. In China, there are mainly two credit reporting agencies, namely the Credit Reporting Center of the People's Bank of China and the Credit Reporting Center of 100 banks.

3. When the borrower is overdue, the bank or other financial institution will report the overdue record to the credit reporting agency, which will further affect the borrower's credit record.

4. Once the overdue records are reported to the credit reporting agency, they will be reflected in the personal credit reporting, which may have an adverse impact on future loan and credit card applications.

5. The time to restore normal credit records varies from person to person, and it usually takes 30-90 days. During this period, borrowers should repay their debts as soon as possible and communicate with financial institutions to minimize credit losses.

Summary:

Late repayment 1 1 day may lead to credit investigation, because financial institutions in China have the right to report overdue records to credit investigation agencies. It usually takes 30-90 days to restore normal credit records, depending on the individual. Borrowers should communicate with financial institutions as soon as possible to repay debts and reduce credit losses.

Extended data:

1. Credit Information Center of China People's Bank: It is one of the earliest credit information agencies in China, and is responsible for managing personal credit information.

2. Hundreds of banks' credit reporting: It is a credit reporting agency jointly established by major domestic commercial banks, and is also responsible for the collection and management of personal credit reporting.

3. The borrower should keep repayment on time in financial activities such as loans and credit cards, avoid overdue and maintain a good credit record.

4. Overdue repayment will have a long-term impact on personal credit, which may lead to a decline in credit rating and affect future loan and credit card applications.

5. It is suggested that the borrower maintain a good credit record through reasonable financial planning and good repayment habits.