The Agricultural Bank of China credit card will have certain preferential policies for the annual fee. Generally, if a newly issued Gold Card is exempted from the annual fee in the first year, if you swipe the card 5 times, the annual fee will be waived for the following year. Customers who have subscribed less than 5 times can use their account points to redeem annual fees. If annual fees have already been incurred, Agricultural Bank of China also has a policy of waiving annual fees for consumption. For details, please contact the Agricultural Bank of China Credit Card Center: 4006695599.