After the rectification in the past few years, the credit market has gradually entered the right track and is in a stage of vigorous development. In recent years, many banks have also launched some online consumer credit products to meet the loan needs of different users. A friend asked, how to apply for an ultra-fast loan from the Postal Savings Bank? Is the postal express loan formal?
How to apply for an ultra-fast loan from the Postal Savings Bank? The application conditions for postal fast loan are not high, and the borrower needs to meet the following conditions. He is between the age of 18 and the age of 60 (inclusive) and has no other outstanding unsecured business loans in the Postal Savings Bank; Mobile banking has been opened in the Postal Savings Bank, and the transaction token and SMS verification service functions of mobile banking have been handled; The business entity has no bad industrial and commercial information records such as administrative punishment and abnormal operation. After the borrower meets the loan conditions, open the mobile APP of Postal Savings Bank, click "Apply for a loan", and then click "I want to operate". Then enter the loan application page and fill in the basic personal information. Alternate contact information is required. When filling in industrial and commercial information, it is best to choose real estate mortgage and click "Community Matching". Then fill in the loan application amount, and then choose the exclusive service branch and account manager. Borrowers also need to upload their ID cards and face recognition, and finally sign a loan agreement. Is the postal express loan formal? Postal savings ultra-fast loan is a loan product under the Postal Savings Bank, with complete loan qualifications and a consumer finance license approved by the China Banking Regulatory Commission. Postal ultra-fast loan can provide users with a maximum loan amount of 3 million yuan, a maximum loan period of 5 years, a minimum monthly interest rate of 4% 35, and the fastest 10 minute. The above is the sharing of "how to apply for a fast loan from the Postal Savings Bank", and I hope it will help everyone!
Second, how to borrow fast loans. Is it an online application? How about interest?
It is recommended to apply for loans through bank channels. If you have a savings card of China Merchants Bank, you can log in to China Merchants Bank Mobile Banking and click "Home → All → Loan → I want a loan → Good Term Loan" to try to apply.
Loan amount: the minimum is not less than 500 yuan, and the maximum is 200,000 yuan, but the specific amount is subject to the results displayed by the system after your application is approved;
Repayment method: equal repayment of principal and interest;
Loan term: March, June, 12, 18 and 24 months are supported;
Borrowing cost: the daily interest rate is 0.045%, please refer to the actual display in the interface; There is no platform service fee.
3. After your application, how long can China Post release the loan?
Eight minutes at the earliest. The slowest is 3 days.
1, the online credit loan APP was officially created by China Post Consumer Finance Company;
2. Provide fast loans and large loans. After real identity verification, you can apply for a loan online and provide a loan service of up to 200,000 and a minimum of 8 minutes.
3. At present, China Post Wallet has launched a series of consumer loan products, which can deduct interest with coupons.