Details:
1. After thirteen days overdue, Bank of Communications will transfer the debt to the collection department for collection.
2. The collection department will call the number where the overdue person is located to remind and urge repayment.
3. This arrangement is to increase the collection effect, because the use of local numbers is more likely to attract the attention of overdue people and urge them to repay.
Summary:
After the credit card of Bank of Communications is overdue for 13 days, it will call the collection phone through the local number to remind customers to repay the loan and increase the collection effect.
Extended information:
Overdue repayment has adverse effects on personal credit record and financial status. In order to avoid all kinds of problems caused by overdue, it is suggested to make timely repayment or negotiate with the bank to make a reasonable repayment plan. If it is really impossible to repay the loan on time, it is best to contact the bank in advance to explain the situation and seek solutions to reduce possible penalties and credit damage.