Credit card repayment date: different banks have different calculation methods for credit cards, but there are generally two types: first, it is clearly stipulated that one day of each month is the interest-free deadline, and the interest-free period is the date from the consumption date to the deadline; Second, the cardholder sets a single date, and then sets the latest repayment date according to the billing date. The interest-free period is the date from the consumption date to the latest repayment date.

1. The billing date of ICBC's credit card is the end of each month, that is, the 3th or 31st, and the repayment date is the 25th of the following month. Assuming that you spend money on the 1st of the current month and repay it on the 25th of the following month, you can enjoy an interest-free period of up to 56 days. The billing date and repayment date of ICBC are fixed, which is better than that of other banks. Other banks do not have fixed billing date and repayment date.

2. The credit card repayment date of CCB is 2 days after the bill date. For example, the 5th of each month is the billing date, and the due repayment date is the 25th of that month.

3. the repayment date of BOC's credit card is 2 days after the billing date, that is, if the 7th is the billing date, the due repayment date is 27th of the current month.

4. The final repayment date of the credit card of Agricultural Bank of China is the 25th day after the bill date.

Extended information:

1. Take mobile banking as an example. At present, all banks basically have corresponding credit card-specific apps, such as the Pocket Life of China Merchants Bank and the Pay Bar of Bank of Communications, etc. These apps basically support the related repayment of debit cards of our bank or other banks, and no handling fee is charged.

2. Most banks' mobile banking interbank transfers and bank transfers are free of charge. You can choose a bank you often use to handle debit cards, open mobile banking, and then bind all your credit cards. When it comes to repayment, you can directly transfer money to the account across banks. In this way, as long as the mobile phone is in hand, it can be repaid anytime and anywhere, which is very convenient and does not require handling fees.