Credit card cancellation process of Shanghai Pudong Development Bank
You can choose customer service cancellation or counter cancellation for Shanghai Pudong Development Bank credit card. Methods for canceling credit card of Shanghai Pudong Development Bank:
1. Cancel credit card by calling customer service
You can apply for card cancellation by calling the 24-hour customer service hotline 800-820-8788. There must be no outstanding balance in the account when canceling the card, and to ensure the security of the account, the card must be with you when canceling the card over the phone.
2. Cancel credit card at the counter
If your Shanghai Pudong Development Bank credit card is lost, you can only cancel the card at the branch counter. If there are new accounts payable within 45 days (inclusive) of card cancellation, you will still be responsible for it. If there is no outstanding balance or over-deposit in the account 45 days after the card is canceled, the system will automatically cancel the account without any procedures.
The specific process of canceling the credit card of Shanghai Pudong Development Bank:
1. Call the bank’s credit card center to inquire about cancellation related matters; just use the phone to cancel the credit card;
2 , cancel the credit card at the bank counter:
① Prepare your ID card;
② Pay the outstanding balance;
③ Go to the bank counter and handle the cancellation business.
Note: If you need to use your credit card after canceling it, you can apply again.
How to cancel a Shanghai Pudong Development Bank credit card?
1. Cancellation by phone
You can apply for card cancellation by calling the 24-hour customer service hotline 800-820-8788. There must be no outstanding balance in the account when canceling the card, and to ensure the security of the account, the card must be with you when canceling the card over the phone.
2. Cancellation at the counter
If your Shanghai Pudong Development Bank credit card is lost, you can only cancel the card at the branch counter. If there are new accounts payable within 45 days (inclusive) of card cancellation, you will still be responsible for it. If there is no outstanding balance or over-deposit in the account 45 days after the card is canceled, the system will automatically cancel the account without any procedures.
Extended information
Conditions for Shanghai Pudong Development Bank credit card application:
1. Applicants must be over 18 years old (inclusive) and hold a mainland ID card. Have full capacity for civil conduct (if you apply for an additional card, you must be 13 years old or above (inclusive), but you must be related to the main cardholder);
2. Have a legal and stable source of income and solvency;
3. Good credit standing and no bad credit record on the credit report.
Everyone needs to note that the higher the credit card level you apply for, the more stringent the conditions will be, especially in terms of income.
If the customer’s annual after-tax income is more than 30,000 yuan (inclusive), they can apply for VISA new gold card, accelerated points gold card, Fortune Gold Card, travel gold card and co-branded card Card.
If the annual income after tax is more than 50,000 yuan (inclusive), you can apply for VISA Platinum Card Simple Edition, Accelerated Points Platinum Card and Co-branded Card Gold Card.
If the annual income after tax is more than 120,000 yuan (inclusive), you can apply for VISA Platinum Card Standard Edition, Premium Platinum Card and Co-branded Card Platinum Card.
How to cancel a Shanghai Pudong Development Bank credit card?
Just call Shanghai Pudong Development Bank’s official 24-hour customer service hotline 95528 to apply for cancellation.
According to the provisions of Article 6 of the "Shanghai Pudong Development Bank Credit Card (Personal Card) Agreement"
Termination of Credit Card
If Party B needs to terminate the credit card account , you can call Party A’s customer service hotline to apply for account cancellation. When applying for account cancellation, all outstanding amounts on Party B's credit card (including any transaction amount that has occurred but has not yet been debited to Party B's credit card account) will be deemed to be fully due, and Party B shall pay off the amount in one go.
If Party B fails to repay all overdraft principal, interest and related expenses in full, Party A has the right not to handle the account cancellation procedures. If Party B needs to terminate a card under his credit card account, he can call Party A's customer service hotline to apply for card cancellation.
Extended information:
Relevant provisions of the "Shanghai Pudong Development Bank Credit Card (Personal Card) Agreement"
Party A must follow the electronic cash account and credit card account Handle the account cancellation procedures for the two accounts separately in the order of priority. Party A should first cancel the electronic cash account, and then call the customer service of Party B’s Credit Card Center to cancel the credit card account. When canceling a co-branded card electronic cash account, you need to bring your valid ID and co-branded card to Party B's business outlets or designated China Mobile business outlets to complete the cancellation operation.
Party B has the right to terminate Party A's co-branded card, or suspend all rights of Party A to use the co-branded card or use specific services in accordance with national laws and regulations.
When cardholders terminate the use of their electronic cash accounts, they should go through the card cancellation procedures in accordance with the relevant regulations of the card-issuing bank. When the cardholder cancels the card, the card-issuing bank will return the electronic cash account balance to the card's credit account. If a new card has not been issued for one year after the expiration of the electronic cash composite credit card and the card cancellation procedure has not been completed, the electronic cash account balance will not be refunded.