Application conditions:
1. For the same high-level talents or their enterprises, the maximum loan balance of "talent loan" shall not exceed100000 yuan. The same high-level talent borrows from a number of banking institutions, and the total loan balance of "talent loan" does not exceed 6,543,800 yuan. A number of high-level talents work in the same enterprise, and the loan balance limit of enterprise "talent loan" is calculated at 6,543,800,000 yuan per high-level talent, with the total amount not exceeding 50,000,000 yuan. The part exceeding the limit will not be compensated for risk;
2 Loans must be used for enterprises to carry out scientific and technological achievements transformation or innovation and entrepreneurship activities, and shall not be used for borrowing new ones and returning old ones, or engaging in speculative business activities such as equity investment, stocks and futures or other business projects explicitly prohibited by laws and regulations;
3. If the borrower is a high-level talent individual, the loan can only be used for the enterprise it operates, and the high-level talent must be the legal representative, actual controller or major investor of the enterprise; Enterprises whose borrowers are high-level talents require that high-level talents should be the legal representative, actual controller or major investor of the borrowers.